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What is Estate Planning?

Estate planning is the process of thinking through end of life scenarios and deciding what you want to happen to you, your loved ones, and your assets, then creating a set of legal documents to ensure your goals are met.

Do You Need An Estate Plan?

One of the biggest misconceptions is that only the wealthy need estate planning. The reality is that even without substantial assets, a proper estate plan allows you and your loved ones to make decisions that the government would otherwise make on your behalf, thus potentially avoiding much heartache and a lengthy probate process.  

James K. Worley, FICF

Let's Talk About What You Need

Consulting an AFEPI Estate Planner is the best approach for establishing an effective legacy protection strategy. Estate planning is more than drafting trusts and wills and handling estates. We counsel clients and present practical, tactical plans and suggestions for the preservation and the tax-sensitive distribution of your assets to your beneficiaries. 

Complete estate planning may also include some lifetime decisions that will allow you to retain control of assets but also determine who will make decisions on your behalf should you be unable to do so in the future.


Our team includes experienced estate planners, financial advisors and estate attorneys who assist high net worth individuals and families in preserving, managing and transferring wealth — while minimizing the tax on family legacies. We also provide guidance on asset valuation, protection and growth, and integrate life insurance planning and medical care preparation for the most comprehensive estate preservation possible. 

Our priority is to help you preserve your estate and distribute your assets to your family while skipping probate and minimizing taxes and other administrative expenses . 

In this financial planning brief we will answer the following questions:

• Do you need an estate plan?
• Why do you need experienced guidance in estate planning?
• Is Estate planning expensive?

Estate planning is a “now” issue. You may need it at anytime. It serves you when the unexpected events of life arise and provides easy transfer of your assets when you are no longer here. Life (and death) has no age restrictions.

Why You Need AFEPI's Experienced Guidance In Estate Planning

Your estate plan should not be standardized, but individualized – based upon your unique goals and circumstances. Therefore we design individually tailored, tax-efficient estate preservation plans for the administration and disposition of your assets in a way that is sensitive to your wants, needs, and desires and your family dynamics. AFEPI’s team of financial advisors and estate planning attorneys are here to help you with drafting personalized trusts and advance directives to protect and provide for your family’s future in the event of your incapacitation or death.

Is Estate Planning Expensive?

Reality dictates that when a person dies, there are expenses.  If you don’t plan how your final expenses will be paid and your assets distributed, the government will make those decisions for you, and they will charge your estate and your heirs a hefty fee for their trouble.


On the contrary, we have made it a priority to ensure our services are competitive and as affordable as possible. If you need the services we offer, you will find working with AFEPI to be far more affordable than the average estate planning attorney near you. 

How AFEPI Works


First of all, consultation is FREE!  We will take the time to understand what you need and offer you a customized plan with clear pricing before you commit to anything.

When AFEPI creates your personal estate preservation plan, we will weigh your circumstances, assets, end goals and objectives to create a financial portfolio that provides you all the legal allowances and protection afforded by law. Every document is tailored to your specific circumstances to ensure you achieve both your lifetime and testamentary wishes. 


We will be with you and your family, to answer any questions and offer any guidance needed throughout creation, maintenance and execution of the trust.


How Much Does It Cost?

  • Your personal asset protection consultation with your AFEPI Professional is free. 

  • If we both agree our services would be a benefit to you, the cost of creating your personal estate protection portfolio is significantly less than what another estate planning attorney would charge. 

  • We are with you for life (and even in death), ensuring any help your trustee or beneficiaries may require is readily available. 


We’d love to have the opportunity to answer your questions, map out a plan and show you how your investment in estate planning outweighs the cost of no plan or even the wrong plan.


“A good plan is like a road map: it shows the final destination and usually the best way to get there.” – H. Stanley Judd


We can get there together. Let’s start now.

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